ABDI Services

Lifestyle Risk Calculator was developed in 2012, created with over 37 years of working in healthcare benefit management.

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"The Problems"

  • Unhealthy behavior drives 80% of HealthCare needs
  • Being overweight and obese is the new norm
  • Our nation has a "Retirement Savings Crisis"

Lifestyle Choices that Drive HealthCare Costs

  • Obesity
  • Overweight
  • Smoking
  • Alcohol Consumption
  • Coffee
  • Soda
  • Energy Drinks
  • Recreational Drugs

"Retirement Crisis"

Senator Harkin wrote "The Retirement Crisis"

  • Half of all Americans have less than $10,000 in savings
  • The average 401(k) balance is $58,991

If we can effectively communicate the ills of unhealthy behavior, we will be able to self-motivate behavior change and shift monies spent on unhealthy behaviors to retirement plans.

"Health 2 Wealth Solution"

Example: A person who is 25 years old and 50 pounds overweight, on average, spends $5.27 a day on extra food to maintain their weight with their current food choices (identified by the calculator).

Same person smoking 15 cigarettes a day, on average, spends $4.69 a day based on what they pay per pack.

Same person consumes 1 drink a day, on average, spends $4.00 a day based on their consumption habit.

This equates to $4,385.41 in annual, pre-tax dollars. When converted to a Qualified Retirement Plan, over $204,640.00 of new retirement savings for this 25 year old.


"Crystal Ball of Your Retirement"piggybank

Begin a Winning Health 2 Wealth Plan of Action

  • Begin shifting your spending from unhealthy behavior to savings
  • Reduce unhealthy behavior
  • Lower your healthcare needs
  • Improve your longevity - "State of Health"
  • Increase the odds of enjoyinga healthy and wealthy retirement
  • Reduce stress of not having enough money for retirement

Save Yourself Time and Effort with Advanced Benefit Design Institute

We Always Create the Real Value and Work with All Passion

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